Speed Up the Development of Your Fintech Product
Stay ahead with our FinTech software development, which enhances personalization, automation, and AI to maintain competitiveness
Interesting fact
95% of all customer interactions will be driven by AI in the next decade. We develop dynamic biometrics, KYC onboarding, and other solutions to elevate your product or service right away.
Upgrade your finance game
With our secure, compliant, and customizable solution
Deliver industry-leading service
20% of our projects stem from the fintech sector. We know how to implement strategies that truly boost your business results.
Protect assets against fraud
The fintech industry faces frequent attacks, but we’re adept at shielding your users and upholding your product.
Unlock data insights
With 8 years of dedicated work in fintech products, we’ve honed our expertise in streamlining payment processes, enhancing security, and seamlessly integrating with other services.
Align your product with security standards
Your application will meet security standards without the need for constant monitoring. Our developers are well versed in regulations like GDPR, SEPA, AML, and more, so you can rest easy.
Boost your fintech software development across all fronts
With a dedicated team of experienced software engineers and product experts who possess a deep understanding of the fintech industry
- Banking mobile apps
- Payment solutions
- E-wallet development
- Trading software solutions
- Card issuing
- Accounting software
- Blockchain-based platforms
- Security solutions
- Predictive analytics software
- Cross border payments
Sharp & Scalable. Ready to drive results
Product Discovery & Audit
We help validate your idea and assess your product’s health. From user flows to tech stack, we spot risks early and suggest how to scale safely.
Custom Software Development
We build scalable, tailored digital products — from MVPs to enterprise platforms. No templates, only solutions that fit your goals.
Web Platform Development
Robust, secure web platforms designed to grow with your business. We focus on performance, flexibility, and long-term maintainability.
Mobile App Development
From concept to launch, we deliver native and cross-platform apps with flawless UX, strong backend, and seamless integrations.
Data & AI Engineering
We structure your data pipelines and apply AI where it matters — from predictive models to automation that drives efficiency.
Software Architecture
We design resilient, modular architectures to support your product’s growth — ensuring speed, reliability, and future-proofing.
Cloud Infrastructure
We set up and optimize your cloud environment for scalability, security, and cost-efficiency — across AWS, GCP, or Azure.
QA & Support
From automated testing to ongoing monitoring, we make sure your product runs smoothly, scales reliably, and keeps users happy.
Global team. Aligned with your product goals
Our distributed setup means you're never out of sync — we adapt to your workflows, time zones, and momentum. Whether you're scaling fast or building from zero, we plug in seamlessly
🇬🇧 UK | UTC+1
🇪🇸 Spain | UTC+2
🇧🇷 Brazil | UTC-3
🇨🇴 Colombia | UTC-5
🇳🇱 Netherlands | UTC+2
🇵🇹 Portugal | UTC+1
🇨🇦 Canada | UTC-4 / UTC-5
🇺🇸 USA | UTC-4 / UTC-5 / UTC-6
🇲🇽 Mexico | UTC−6 / UTC−7 / UTC−8
🇩🇪 Germany | UTC+2
🇺🇦 Ukraine | UTC+3
🇵🇱 Poland | UTC: +1
What our partners are saying
Average Review Rating – 5.0
Transforming your spark of inspiration into a market-leading product
For Startups
When working with startups, we assess market needs, define project scope, and set milestones. Our Discovery Phase helps you identify requirements and product launch needs
Get free audit 
For Midsize companies
Drawing up a custom development plan based on specific requests. If your needs are not well-defined, we help structure them to ensure the solution meets market demands. Once the architecture is approved, development kicks off
Get free audit 
For Enterprises
Every project has its unique requirements. We'll thoroughly review your project details and documentation. Then, we propose a solution with estimates, leading to a decision on the preferred approach
Get free audit FAQ
Start with clarity: what outcomes do you expect? At Team Work Spirit, we help clients define priorities and audit existing platforms — before jumping into development. You want a tech partner, not just a contractor — look for those who challenge your decisions, explain trade-offs, and co-own the result. Requesting an estimate from us? You’ll get a clear plan with scope, risks, architecture draft — usually in under 48 hours.
We work fast, think product-first, and stay lean. With 100+ digital platforms across HealthTech, Fintech, and SaaS, our team combines business context with tech depth. Clients come to us when tired of red tape and bloated teams. We’re flexible, in-house, and outcome-driven — no micromanagement from your side. You get speed, clarity, and full involvement in product decisions.
We don’t build ‘outsourcing teams’. We build product teams. Every team is cross-functional, aligned with your vision, and focused on delivery — not billable hours. You get vetted specialists (PMs, tech leads, devs, designers, QA), picked based on your product stage and domain. We work embedded with your team or take full ownership — you choose the format.
Our team spans across 8+ countries, with core hubs in Ukraine and Estonia. We adapt to your preferred time zone — including split-day or overlapping windows with US, EU, MENA, or APAC. All communication is async-first. No delays, no lost context. You’ll never have to chase updates.
For most clients, we start in 1–5 working days after aligning on scope. Need a discovery phase or code audit first? That adds just 1–2 weeks but saves months down the road. Our goal is to move fast, but not blindly — early-stage or scaled, you’ll always get a grounded estimate with a clear delivery model.
Typically 1–2 weeks for MVPs, 2–4 weeks for enterprise platforms. We don’t just take requirements — we help validate them, map risks, and uncover what’s missing. Clients often use discovery to realign vision, cut scope, or redesign flows. It’s not just analysis — it’s a product strategy sprint with tech roots.
